Dylan, was always there for any questions. Proposing different ideas for financing our home, made our purchase possible. Great Service.
Step 1: Getting in Touch with a Mortgage Adviser
The first step you should take is getting in touch with a French Mortgage Adviser so you can understand how much you can borrow and they can take you through the process in details.
Step 2: The Application Process
Filling in the application process will allow us to have all the relevant details in hand such as your income or properties you might be already owning.
Step 3: Mortgage Research
The Mortgage Adviser will then start looking at different mortgages based on your personal situation.
Step 4: Approaching Banks & Sending Application
Once the Mortgage Adviser has found the best mortgage for you, they will approach the different banks and will be sending application on your behalf.
Step 5: Bank Agreement in Principal
Congratulations, a bank accepted your application! You will get a bank agreement in principal, it means they accept to grant you the mortgage.
Step 6: Organising Life Insurance
Finalising your life insurance is the next step you should take. It is a very important part of the process because you cannot get a mortgage without one.
Step 7: Opening a French Bank Account
Naturally you will need to open a French bank account to repay the mortgage. Usually it is opened in the bank granting you the mortgage.
Step 8: Final Signing at the Notary - Deed of Sale
Once you have a formal mortgage offer and you passed the 10 days cooling off period, you can accept the mortgage offer. You will then sign the deed of sale at the notary and you will be a French home owner.
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