Your Mortgage Company in France

We offer a complete and comprehensive French mortgage service to ensure you obtain the best possible conditions for your loan based on your individual personal requirements here in France. Our experienced and bilingual team will provide an unparalleled support to make sure your acquisition is as stress-free as possible.

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We Are Harrison Brook Mortgages

We are partnered with multiple French Retail banks and Monegasque Private banks depending on the property purchase price. This enables us to obtain the best possible terms and conditions due to our ability to tailor the relevant bank with a client's individual situation. Different banks have different criteria, such as loan duration, loan to values and so on.

It is very important before moving forward with a property purchase abroad that you speak with a qualified mortgage and registered broker in order to understand your situation and thus ensure you get the right financing with the right bank, according to your own unique situation.

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A Clear Mortgage Process

We take you through each stage step by step

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Transparent Fees

No hidden surprises, everything is agreed ahead

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5 Star Feefo Rating

Harrison Brook financial advisers independent service rating

Variable Rate Mortgages

Variable rate mortgages are based on Libor 3 months or 12 months plus the banks margin.

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Fixed Rate Mortgages

Fixed Rate Mortgages are very interesting in France as the rate is often fixed for the entire duration of the loan, so up to 25 years.

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Capped Rate Mortgages

Capped Rate Mortgages are interesting because the variable rates are very low at the moment.

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Capital Repayment Mortgages

Capital Repayment Mortgages are the main type of loan offered by banks in France where you are repaying both capital and interest from the start of the loan.

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Interest Only Mortgages

The purpose of this investment is to acquire interest and serve to repay the outstanding capital at the term of the loan.

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We’re Here To Help

Thanks to our 15 years experience in French Banks on the French Riviera, we can offer you a unique property purchase experience.

Friendly Mortgage Advisors

Partnerships with Local Banks

Local Knowledge with Local Experts

 

What Our Customers Say

Dylan, was always there for any questions. Proposing different ideas for financing our home, made our purchase possible. Great Service.

What a great experience! Constantly updated through the whole process, very easy to deal with, all questions asked were very clear. The member of staff I dealt with was very very knowledgeable of the mortgage packages available. I can’t thank them enough for all their help! Happy Customer!

Harrison Brook financial advisers independent service rating

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The Latest from our Advisers

Buying a property in Nice
Posted On: 30 October 2019 Posted In: Mortgage Advice

Buying a property in Nice

Applying for a mortgage for the purchase of a property is never easy but when you add in the fact that it is in a foreign country and another language country, it can get very complicated and things can get lost in translation. At HB Mortgages we hold your hand from start to finish throughout the entire purchase process.

non resident mortgage in Nice
Posted On: 16 September 2019 Posted In: Mortgage Advice

Non Resident Mortgages in Nice – What You Should Know

You may have spent your holidays in France or just dreamt of living there. You may have fallen in love with a specific region or area and you would like to buy a property there. At HB Mortgages, we specialise in Non-Resident mortgages in France. Our main area is Cote D’Azur, especially in the beautiful city of Nice. We have bilingual mortgage advisers with over 18 years of experience in the French market, especially for Non Resident mortgages in Nice. They will be able to assist you throughout the whole process, simplifying all steps for you by taking in consideration all monetary, fiscal and regulatory issues that might arise.

American purchasing French Riviera
Posted On: 2 August 2019 Posted In: American Resident Advice

American resident purchasing on the French Riviera

Are you an American purchasing on the French Riviera? Buying abroad is not always easy and we have collated some of our top advice when planning a purchase in the South of France.

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Tell us a bit about yourself and one of our mortgage advisers will help you.

  • Free Consultation
    No obligation advice
  • Our consultation won’t run any credit checks
  • Explore borrowing options best suited for you

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'HB Mortgages' is a trading name of 'HB Property S.A.S'. 'HB Property S.A.S' as comme activites, achat, vente, location et gestion de bien immobilieres, courtage en operations de banque et services de paiement. Immatriculation au R.C.S Antibes ‘831 714 761’. 'HB Property S.A.S' est inscrit a L'Orias le Registre unique des Intermédiaires en Assurance, Banque et Finance sous le numéro d’immatriculation '18005964'. Carte professionnelle 'Transactions sur immeubles et fonds de commerce' (Gestion Immobilière) numéro '0605 2018 000 036 819' délivrée par la CCI de Nice Côte d’Azur. TVA Intracommunautaire FR 06831714761.