Dylan, was always there for any questions. Proposing different ideas for financing our home, made our purchase possible. Great Service.
We are partnered with multiple French Retail banks and Monegasque Private banks depending on the property purchase price. This enables us to obtain the best possible terms and conditions due to our ability to tailor the relevant bank with a client's individual situation. Different banks have different criteria, such as loan duration, loan to values and so on.
It is very important before moving forward with a property purchase abroad that you speak with a qualified mortgage and registered broker in order to understand your situation and thus ensure you get the right financing with the right bank, according to your own unique situation.Find Out More
A Clear Mortgage Process
We take you through each stage step by step
No hidden surprises, everything is agreed ahead
5 Star Feefo Rating
Variable Rate Mortgages
Variable rate mortgages are based on Libor 3 months or 12 months plus the banks margin.Find Out More
Fixed Rate Mortgages
Fixed Rate Mortgages are very interesting in France as the rate is often fixed for the entire duration of the loan, so up to 25 years.Find Out More
Capped Rate Mortgages
Capped Rate Mortgages are interesting because the variable rates are very low at the moment.Find Out More
Capital Repayment Mortgages
Capital Repayment Mortgages are the main type of loan offered by banks in France where you are repaying both capital and interest from the start of the loan.Find Out More
Interest Only Mortgages
The purpose of this investment is to acquire interest and serve to repay the outstanding capital at the term of the loan.Find Out More
Before looking at purchasing a property in France you might be wondering how much you can borrow in France exactly and what type of budget you will be able to look at.
Applying for a mortgage for the purchase of a property is never easy but when you add in the fact that it is in a foreign country and another language country, it can get very complicated and things can get lost in translation. At HB Mortgages we hold your hand from start to finish throughout the entire purchase process.
You may have spent your holidays in France or just dreamt of living there. You may have fallen in love with a specific region or area and you would like to buy a property there. At HB Mortgages, we specialise in Non-Resident mortgages in France. Our main area is Cote D’Azur, especially in the beautiful city of Nice. We have bilingual mortgage advisers with over 18 years of experience in the French market, especially for Non Resident mortgages in Nice. They will be able to assist you throughout the whole process, simplifying all steps for you by taking in consideration all monetary, fiscal and regulatory issues that might arise.
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