Dylan, was always there for any questions. Proposing different ideas for financing our home, made our purchase possible. Great Service.
We are partnered with multiple French Retail banks and Monegasque Private banks depending on the property purchase price. This enables us to obtain the best possible terms and conditions due to our ability to tailor the relevant bank with a client's individual situation. Different banks have different criteria, such as loan duration, loan to values and so on.
It is very important before moving forward with a property purchase abroad that you speak with a qualified mortgage and registered broker in order to understand your situation and thus ensure you get the right financing with the right bank, according to your own unique situation.Find Out More
A Clear Mortgage Process
We take you through each stage step by step
No hidden surprises, everything is agreed ahead
5 Star Feefo Rating
Variable Rate Mortgages
Variable rate mortgages are based on Libor 3 months or 12 months plus the banks margin.Find Out More
Fixed Rate Mortgages
Fixed Rate Mortgages are very interesting in France as the rate is often fixed for the entire duration of the loan, so up to 25 years.Find Out More
Capped Rate Mortgages
Capped Rate Mortgages are interesting because the variable rates are very low at the moment.Find Out More
Capital Repayment Mortgages
Capital Repayment Mortgages are the main type of loan offered by banks in France where you are repaying both capital and interest from the start of the loan.Find Out More
Interest Only Mortgages
The purpose of this investment is to acquire interest and serve to repay the outstanding capital at the term of the loan.Find Out More
Purchasing a property abroad is never easy, and neither is getting an expat mortgage in France! However HB Mortgages are here to make the process stress-free.
France has long been a popular destination for overseas investors looking to purchase property, but what does 2019 hold for the market? Where should buyers be searching, and is this the right time to take the plunge and purchase property in France? Well, the year to July 2018 saw more houses sold in France than any year since 2006, according to property statistics.
Prime properties in the Cote d'Azur, or French Rivera region, remain popular with French expats and overseas buyers. There are significant numbers of prime properties available, making this a true buyer's market with discounts of between 10% and 30% on request.
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