You may have spent your holidays in France or just dreamt of living there. You may have fallen in love with a specific region or area and you would like to buy a property there. At HB Mortgages, we specialise in Non-Resident mortgages in France. Our main area is Cote D’Azur, especially in the beautiful city of Nice. We have bilingual mortgage advisers with over 18 years of experience in the French market, especially for Non Resident mortgages in Nice. They will be able to assist you throughout the whole process, simplifying all steps for you by taking in consideration all monetary, fiscal and regulatory issues that might arise.
- Minimum Property Purchase price - 150 000€
- Loan to values for non-residents range between 50% - 85%
- Loan term of up to 25 years
- Minimum levels of income required : 50 000€
The rates are variable so they can fluctuate, either on a 3 month basis or 12 month basis, either affecting your duration or monthly payments.This is usually decided before the loan is in place. The advantages of a variable rate is that there are usually no penalties for early repayment, partial or total.
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Are you an American purchasing on the French Riviera? Buying abroad is not always easy and we have collated some of our top advice when planning a purchase in the South of France.
If you decide to move to France temporarily or permanently, you are going to need a property to live in. This can be quite a tedious process, especially if you require financing. Expats looking for a property to renovate in France should be aware that homes that are in need of renovation, can either offer value for money or not make financial sense at all. To ensure you get value for your money, here are some factors you should consider when looking for a property to renovate in France.