Capped Rate Mortgages

Capped Rate Mortgages are interesting because the variable rates are very low at the moment.

 

Key Information

  • Minimum Property Purchase price - 150 000€
  • Loan to values for non-residents range between 50% - 85%
  • Loan term loans of up to 25 years
  • Minimum levels of income required : 50 000€

They are often based on a variable rate with a cap of a few percent, so your rate can never go above a certain cap.
However, capped rates can sometimes have penalties for early repayments.

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