Capped Rate Mortgages

Capped Rate Mortgages are interesting because the variable rates are very low at the moment.


Key Information

  • Minimum Property Purchase price - 1 000 000€
  • Loan to values for non-residents range between 50% - 85%
  • Loan term loans of up to 25 years

Capped Rate Mortgages

The Advantages of Capped Rate Mortgages

  • A capped rate mortgage provides borrowers with a fixed interest rate, offering stability and predictability.
  • The primary advantage is the added protection against potential interest rate increases.
  • If interest rates rise beyond a predetermined cap, your interest rate will not exceed that limit, preventing unexpected spikes in mortgage payments.

Security and Peace of Mind

  • Capped rate mortgages offer security and peace of mind by providing the predictability of fixed mortgage payments.
  • Borrowers can enjoy the stability of knowing their mortgage payments will not increase beyond the predetermined cap.
  • This protection safeguards against market fluctuations, ensuring financial stability and peace of mind.

Tailoring the Mortgage Term to Your Needs

  • Capped rate mortgages come with various term lengths, allowing customization to align with financial goals, risk tolerance, and long-term plans.
  • Shorter-term capped rate mortgages may have slightly higher monthly payments but offer lower overall interest costs.
  • Longer-term options provide more affordable monthly payments, although they may result in higher total interest paid over the mortgage term.

Whether you’re a first-time home-buyer or looking to refinance your existing mortgage, Harrison Brook Mortgages is here to assist you every step of the way. Our team of experts is dedicated to delivering exceptional service and industry knowledge, ensuring a smooth and successful home financing journey. Get in touch with us today to secure your ideal capped rate mortgage and move closer to achieving your home-ownership dreams.

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