Applying for a mortgage for the purchase of a property is never easy but when you add in the fact that it is in a foreign country and another language country, it can get very complicated and things can get lost in translation. At HB Mortgages we hold your hand from start to finish throughout the entire purchase process.
- Minimum Property Purchase price - 150 000€
- Loan to values for non-residents range between 50% - 85%
- Loan term loans of up to 25 years
- Minimum levels of income required : 50 000€
They are often based on a variable rate with a cap of a few percent, so your rate can never go above a certain cap.
However, capped rates can sometimes have penalties for early repayments.
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You may have spent your holidays in France or just dreamt of living there. You may have fallen in love with a specific region or area and you would like to buy a property there. At HB Mortgages, we specialise in Non-Resident mortgages in France. Our main area is Cote D’Azur, especially in the beautiful city of Nice. We have bilingual mortgage advisers with over 18 years of experience in the French market, especially for Non Resident mortgages in Nice. They will be able to assist you throughout the whole process, simplifying all steps for you by taking in consideration all monetary, fiscal and regulatory issues that might arise.
Are you an American purchasing on the French Riviera? Buying abroad is not always easy and we have collated some of our top advice when planning a purchase in the South of France.