Vous approchez de la retraite mais vous êtes inquiet pour votre avenir ? Pouvez-vous vous permettre de vivre la vie que vous méritez après toutes ces années de dur labeur ? Vous aspirez à l'aventure, aux expériences des voyages à l'étranger ou à un nouveau véhicule pour rendre vos trajets quotidiens moins stressants ? Quelles que soient vos ambitions, un pouvoir d'achat supplémentaire peut vous aider à mener une vie plus épanouie.
- Minimum Property Purchase price - 1 000 000€
- Loan to values for non-residents range between 50% - 85%
- Loan term loans of up to 25 years
Capped Rate Mortgages
The Advantages of Capped Rate Mortgages
- A capped rate mortgage provides borrowers with a fixed interest rate, offering stability and predictability.
- The primary advantage is the added protection against potential interest rate increases.
- If interest rates rise beyond a predetermined cap, your interest rate will not exceed that limit, preventing unexpected spikes in mortgage payments.
Security and Peace of Mind
- Capped rate mortgages offer security and peace of mind by providing the predictability of fixed mortgage payments.
- Borrowers can enjoy the stability of knowing their mortgage payments will not increase beyond the predetermined cap.
- This protection safeguards against market fluctuations, ensuring financial stability and peace of mind.
Tailoring the Mortgage Term to Your Needs
- Capped rate mortgages come with various term lengths, allowing customization to align with financial goals, risk tolerance, and long-term plans.
- Shorter-term capped rate mortgages may have slightly higher monthly payments but offer lower overall interest costs.
- Longer-term options provide more affordable monthly payments, although they may result in higher total interest paid over the mortgage term.
Whether you’re a first-time home-buyer or looking to refinance your existing mortgage, Harrison Brook Mortgages is here to assist you every step of the way. Our team of experts is dedicated to delivering exceptional service and industry knowledge, ensuring a smooth and successful home financing journey. Get in touch with us today to secure your ideal capped rate mortgage and move closer to achieving your home-ownership dreams.
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Are you approaching retirement but worried about the future? Can you afford to live the life that you deserve after all those years of hard work? Do you yearn for adventure, the experiences of foreign travel or hanker after a new vehicle to make your daily journeys less stressful? Whatever your ambitions, additional purchasing power can help you lead a more fulfilled life.
Whether you want to sample the culture of sophisticated Paris, rub shoulders with the stars in Cannes or enjoy la belle vie amongst the vineyards of Provence, moving to France is enough to make the biggest Francophile choke on their moules-frites! That’s where Harrison Brook come in… we really know our oignons!