How much can I borrow in France? – French Mortgages
Before looking at purchasing a property in France you might be wondering how much you can borrow in France exactly and what type of budget you will be able to look at.
Fixed Rate Mortgages
Fixed Rate Mortgages are very interesting in France as the rate is often fixed for the entire duration of the loan, so up to 25 years.
Key Information
- Minimum Property Purchase price - 150 000€
- Loan to values for non-residents range between 50% - 85%
- Loan term of up to 25 years
- Minimum levels of income required : 50 000€
This allows you to know from day one how much your monthly repayment is going to be for the whole term of the loan. The only downside on fixed rates is that there are usually penalties for early repayment, partial or total.
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