Fixed Rate Mortgages

Fixed Rate Mortgages are very interesting in France as the rate is often fixed for the entire duration of the loan, so up to 25 years.


Key Information

  • Minimum Property Purchase price - 1 000 000€
  • Loan to values for non-residents range between 50% - 85%
  • Loan term of up to 25 years

Fixed Rate Mortgages

The Advantages of Fixed Rate Mortgages

  • A fixed rate mortgage maintains the same interest rate throughout the entire mortgage term.
  • This ensures consistency in monthly mortgage payments over time.
  • At Harrison Brook Mortgages, we specialize in providing fixed rate mortgages to offer financial stability and peace of mind.

The Predictability of Fixed Rate Mortgages

  • The key benefit of a fixed rate mortgage is the predictability it offers.
  • With a fixed interest rate, you can be confident that your mortgage payments will not change, regardless of fluctuations in the broader interest rate market.
  • This stability is advantageous for those seeking a stable budget and wanting to avoid potential payment increases that may occur with variable rate mortgages.

Tailoring the Mortgage Term to Your Goals

  • Fixed rate mortgages come in various term lengths to suit different financial goals, risk tolerance, and long-term plans.
  • Shorter-term fixed rate mortgages typically have higher monthly payments but lower overall interest costs.
  • Longer-term options provide lower monthly payments but result in higher total interest paid over the life of the loan.

Whether you’re a first-time home-buyer or considering refinancing, Harrison Brook Mortgages is here to guide you. Our commitment to exceptional service and industry expertise ensures a successful home financing journey. Contact us today to secure your ideal fixed rate mortgage and take the next steps towards achieving your home-ownership dreams.

Let Us Help You

Tell us a bit about yourself and one of our mortgage advisers will help you.

  • Free Consultation
    No obligation advice
  • Our consultation won’t run any credit checks
  • Explore borrowing options best suited for you

Want to chat to an adviser now? Launch Live Chat

The Latest from our Advisers

Prêts viagers hypothécaires en France
Posted On: 15 September 2021 Posted In: Mortgage Advice

Prêts viagers hypothécaires en France

Vous approchez de la retraite mais vous êtes inquiet pour votre avenir ? Pouvez-vous vous permettre de vivre la vie que vous méritez après toutes ces années de dur labeur ? Vous aspirez à l'aventure, aux expériences des voyages à l'étranger ou à un nouveau véhicule pour rendre vos trajets quotidiens moins stressants ? Quelles que soient vos ambitions, un pouvoir d'achat supplémentaire peut vous aider à mener une vie plus épanouie.

Lifetime equity release mortgages
Posted On: 15 September 2021 Posted In: Mortgage Advice

Lifetime Equity Release Mortgages in France

Are you approaching retirement but worried about the future? Can you afford to live the life that you deserve after all those years of hard work? Do you yearn for adventure, the experiences of foreign travel or hanker after a new vehicle to make your daily journeys less stressful? Whatever your ambitions, additional purchasing power can help you lead a more fulfilled life.

French Mortgage HB Mortgages
Posted On: 1 June 2021 Posted In: Mortgage Advice

French Mortgages – What you need to know

Whether you want to sample the culture of sophisticated Paris, rub shoulders with the stars in Cannes or enjoy la belle vie amongst the vineyards of Provence, moving to France is enough to make the biggest Francophile choke on their moules-frites! That’s where Harrison Brook come in… we really know our oignons!