Fixed Rate Mortgages

Fixed Rate Mortgages are very interesting in France as the rate is often fixed for the entire duration of the loan, so up to 25 years.

 

Key Information

  • Minimum Property Purchase price - 1 000 000€
  • Loan to values for non-residents range between 50% - 85%
  • Loan term of up to 25 years

Fixed Rate Mortgages

The Advantages of Fixed Rate Mortgages

  • A fixed rate mortgage maintains the same interest rate throughout the entire mortgage term.
  • This ensures consistency in monthly mortgage payments over time.
  • At Harrison Brook Mortgages, we specialize in providing fixed rate mortgages to offer financial stability and peace of mind.

The Predictability of Fixed Rate Mortgages

  • The key benefit of a fixed rate mortgage is the predictability it offers.
  • With a fixed interest rate, you can be confident that your mortgage payments will not change, regardless of fluctuations in the broader interest rate market.
  • This stability is advantageous for those seeking a stable budget and wanting to avoid potential payment increases that may occur with variable rate mortgages.

Tailoring the Mortgage Term to Your Goals

  • Fixed rate mortgages come in various term lengths to suit different financial goals, risk tolerance, and long-term plans.
  • Shorter-term fixed rate mortgages typically have higher monthly payments but lower overall interest costs.
  • Longer-term options provide lower monthly payments but result in higher total interest paid over the life of the loan.

Whether you’re a first-time home-buyer or considering refinancing, Harrison Brook Mortgages is here to guide you. Our commitment to exceptional service and industry expertise ensures a successful home financing journey. Contact us today to secure your ideal fixed rate mortgage and take the next steps towards achieving your home-ownership dreams.

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