Tips for expats looking for mortgages to purchase a dream French property
Purchasing a property abroad is never easy, and neither is getting an expat mortgage in France! However HB Mortgages are here to make the process stress-free.
Fixed Rate Mortgages
Fixed Rate Mortgages are very interesting in France as the rate is often fixed for the entire duration of the loan, so up to 25 years.
Key Information
- Minimum Property Purchase price - 150 000€
- Loan to values for non-residents range between 50% - 85%
- Loan term of up to 25 years
- Minimum levels of income required : 50 000€
This allows you to know from day one how much your monthly repayment is going to be for the whole term of the loan. The only downside on fixed rates is that there are usually penalties for early repayment, partial or total.
Want to chat to an adviser now? Launch Live Chat
Other Mortgages Available
The Latest from our Advisers
Why 2019 is a great time to purchase property in France
France has long been a popular destination for overseas investors looking to purchase property, but what does 2019 hold for the market? Where should buyers be searching, and is this the right time to take the plunge and purchase property in France? Well, the year to July 2018 saw more houses sold in France than any year since 2006, according to property statistics.
South of France is a buyer’s market for residential properties
Prime properties in the Cote d'Azur, or French Rivera region, remain popular with French expats and overseas buyers. There are significant numbers of prime properties available, making this a true buyer's market with discounts of between 10% and 30% on request.