Fixed Rate Mortgages

Fixed Rate Mortgages are very interesting in France as the rate is often fixed for the entire duration of the loan, so up to 25 years.

 

Key Information

  • Minimum Property Purchase price - 150 000€
  • Loan to values for non-residents range between 50% - 85%
  • Loan term of up to 25 years
  • Minimum levels of income required : 50 000€

This allows you to know from day one how much your monthly repayment is going to be for the whole term of the loan. The only downside on fixed rates is that there are usually penalties for early repayment, partial or total.

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'HB Mortgages' is a trading name of 'HB Property S.A.S'. 'HB Property S.A.S' as comme activites, achat, vente, location et gestion de bien immobilieres, courtage en operations de banque et services de paiement. Immatriculation au R.C.S Antibes ‘831 714 761’. 'HB Property S.A.S' est inscrit a L'Orias le Registre unique des Intermédiaires en Assurance, Banque et Finance sous le numéro d’immatriculation '18005964'. Carte professionnelle 'Transactions sur immeubles et fonds de commerce' (Gestion Immobilière) numéro '0605 2018 000 036 819' délivrée par la CCI de Nice Côte d’Azur. TVA Intracommunautaire FR 06831714761.