Capital Repayment Mortgages

Capital Repayment Mortgages are the main type of loan offered by banks in France where you are repaying both capital and interest from the start of the loan.

 

Key Information

  • Minimum Property Purchase price - 150 000€
  • Loan to values for non-residents range between 50% - 85%
  • Loan term of up to 25 years
  • Minimum levels of income required : 50 000€

Generally, they are offered with Variable Interest rates, Fixed rates or Capped rates. Each of these rates has there advantages and disadvantages based on your aims and short or long term requirements.

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