Vous approchez de la retraite mais vous êtes inquiet pour votre avenir ? Pouvez-vous vous permettre de vivre la vie que vous méritez après toutes ces années de dur labeur ? Vous aspirez à l'aventure, aux expériences des voyages à l'étranger ou à un nouveau véhicule pour rendre vos trajets quotidiens moins stressants ? Quelles que soient vos ambitions, un pouvoir d'achat supplémentaire peut vous aider à mener une vie plus épanouie.
- Minimum Property Purchase price - 1 000 000€
- Loan to values for non-residents range between 50% - 85%
- Loan term of up to 25 years
Capital Repayment Mortgages
The Advantages of Capital Repayment Mortgages
- A capital repayment mortgage allows borrowers to gradually pay off both the interest and the principal amount borrowed over the mortgage term.
- With each monthly payment, you actively reduce the outstanding balance of your loan, gradually building equity in your home.
- Unlike interest-only mortgages, where payments only cover the interest charges, capital repayment mortgages ensure progress towards full home-ownership.
Financial Stability and Peace of Mind
- Capital repayment mortgages provide financial stability and peace of mind as you make regular monthly payments.
- Each payment decreases the outstanding balance and increases the equity in your home, offering a sense of security.
- With a capital repayment mortgage, there’s no need for a separate investment vehicle to repay the principal amount, simplifying your financial strategy.
Tailoring the Mortgage Term to Your Needs
- Capital repayment mortgages come in various term lengths, allowing you to choose what suits your financial goals and budget.
- Shorter-term options involve higher monthly payments but offer the advantage of becoming mortgage-free sooner.
- Longer-term options provide lower monthly payments, providing more flexibility in managing your budget.
Whether you’re a first-time home-buyer or considering refinancing, Harrison Brook Mortgages is dedicated to providing exceptional service and expertise throughout your home financing journey. Our team of professionals is here to guide you, answer your questions, and ensure that you have a smooth and successful experience. Contact us today to explore the benefits of a capital repayment mortgage and take the next steps towards building equity in your home.
Want to chat to an adviser now? Launch Live Chat
Are you approaching retirement but worried about the future? Can you afford to live the life that you deserve after all those years of hard work? Do you yearn for adventure, the experiences of foreign travel or hanker after a new vehicle to make your daily journeys less stressful? Whatever your ambitions, additional purchasing power can help you lead a more fulfilled life.
Whether you want to sample the culture of sophisticated Paris, rub shoulders with the stars in Cannes or enjoy la belle vie amongst the vineyards of Provence, moving to France is enough to make the biggest Francophile choke on their moules-frites! That’s where Harrison Brook come in… we really know our oignons!