Capital Repayment Mortgages

Capital Repayment Mortgages are the main type of loan offered by banks in France where you are repaying both capital and interest from the start of the loan.

 

Key Information

  • Minimum Property Purchase price - 150 000€
  • Loan to values for non-residents range between 50% - 85%
  • Loan term of up to 25 years
  • Minimum levels of income required : 50 000€

Generally, they are offered with Variable Interest rates, Fixed rates or Capped rates. Each of these rates has there advantages and disadvantages based on your aims and short or long term requirements.

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'HB Mortgages' is a trading name of 'HB Property S.A.S'. 'HB Property S.A.S' as comme activites, achat, vente, location et gestion de bien immobilieres, courtage en operations de banque et services de paiement. Immatriculation au R.C.S Antibes ‘831 714 761’. 'HB Property S.A.S' est inscrit a L'Orias le Registre unique des Intermédiaires en Assurance, Banque et Finance sous le numéro d’immatriculation '18005964'. Carte professionnelle 'Transactions sur immeubles et fonds de commerce' (Gestion Immobilière) numéro '0605 2018 000 036 819' délivrée par la CCI de Nice Côte d’Azur. TVA Intracommunautaire FR 06831714761.