The Maximum loan to value we can get is 85%.
Mortgages duration can range between 7 to 25 years.
Buying a Property in France
The Advantages of Capital Repayment Mortgages
- When considering purchasing a property in France, capital repayment mortgages provide an excellent financing option for gradually paying off both the principal amount borrowed and the accrued interest over the mortgage term.
- With each monthly payment, the outstanding balance of your loan decreases, allowing you to build equity in your French home and make steady progress towards full home-ownership.
- Unlike interest-only mortgages that only cover the interest charges, capital repayment mortgages ensure that you actively work towards owning your property outright.
Financial Stability and Peace of Mind
- Opting for a capital repayment mortgage offers a sense of financial stability and peace of mind as you make regular payments and witness the tangible reduction in the outstanding balance of your loan.
- With each payment, you’re steadily building ownership and increasing equity in your French property, eliminating the need for separate investment vehicles to repay the principal amount.
Making Informed Decisions
- Consulting mortgage advisers is essential when buying a property in France.
- By exploring your options and discussing your financial objectives with these experts, you can make informed decisions about capital repayment mortgages that align with your specific needs.
- They will provide guidance, explain the intricacies of the French property market, and ensure that you fully understand the terms and requirements of your mortgage.
Contact us today to explore your options and embark on a successful journey towards homeownership in France.
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